The Full-Power Economy
Women repay credit better, run ventures leaner, and reinvest 90% of income in families — the credit gap is not risk, it is mispricing, and mispricings are profits waiting for whoever corrects them first.
What the document proves
- 01
Ten ventures that close the credit, care, safety and leadership gaps profitably, with a blended IRR of 12–17%
- 02
AI cash-flow underwriting cuts female borrower acquisition cost 70% and default assumptions in half — unlocking $400B of profitable lending by 2030
- 03
Care franchises (childcare, eldercare) profitable at $0.30–0.60/hour price points with worker incomes 2x informal rates
- 04
Safety-as-infrastructure (transport, reporting, escrow) measurably raises female labor-force participation 8–15 points in dense pilots
- 05
Full-Power Certified firms show 2.1% financing-cost advantage — making equality literally cheaper than inequality